CreditLadder - Making Rent Count®and
helping tenants since 2016.
The first & only way to report your rent payments and improve your credit position with Experian, Equifax, TransUnion & Crediva.
As seen on TV.
Over £1bn in rent reported for tenants.
Rated Excellent on Trustpilot - sign up in under 5 minutes
What is Rent Reporting?
- Use your rent payments to improve your credit position.
- Only CreditLadder reports rent payments to the big 4 credit reference agencies - Experian, Equifax, TransUnion & Crediva.
- Rent Reporting can enhance your credit rating by showing consistent rent payments to credit reference agencies.
- An 'excellent' credit score could save you £19,000+ over the course of a lifetime (Source, Equifax).
- Keep paying rent as you do today. CreditLadder securely reads the rent payment from your bank and lets the credit agencies know.
- Reporting rent payments can positively impact your credit file, making it easier to apply for mortgages or loans.
- See the results for yourself on credit monitoring services like ClearScore, TotallyMoney, Credit Karma, or your bank.
- Report to one credit reference agency for free. Report to all four (Experian, Equifax, TransUnion and Crediva) for the equivalent of only £5/month and receive maximum and unique benefits.
Report to just one credit reference agency or all four?
Only CreditLadder reports rent payments to the four biggest UK credit reference agencies.
CreditLadder recommends you report your rent payments to Experian, Equifax, TransUnion and Crediva as most lenders work with more than one credit reference agency. Building up a high credit score with all the credit reference agencies has lots of benefits, including helping you access finance at better rates - this can also help save you money. Reporting rent payments to multiple credit reference agencies can increase your chances of being accepted by mortgage lenders.
Company | |||
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Barclaycard | |||
Halifax Mortgages | |||
Lloyds Bank | |||
Santander | |||
Nationwide Credit Card | |||
Natwest Bank | |||
Revolut | |||
TSB | |||
Carphone Warehouse |
What about the credit scores I can get from elsewhere?
Lots of companies give you access to a credit score, but did you know that these credit scores can be different and come from one of Experian, Equifax or TransUnion? When you report your rent with CreditLadder you will see the results everywhere you access your credit report.
Credit Monitoring Services | |||
---|---|---|---|
checkmyfile | |||
ClearScore | |||
CredAbility | |||
Credit Karma | |||
Credit Engine | |||
Experian CreditExpert | |||
Equifax Credit Report & Score | |||
MoneySupermarket | |||
Money Saving Expert (MSE) Credit Club | |||
TotallyMoney | |||
TransUnion Credit Report |
Looking to get a mortgage?
Whether you're looking to buy in the next few months or in the future, CreditLadder can help you get the best mortgage deal.
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Frequently asked questions
Who do you report rent payments to?
Only CreditLadder allows you to report your rent payment to the UK's four biggest credit reference agencies namely Experian, Equifax, TransUnion and Crediva.
How much does it cost?
Reporting to one credit reference agency is currently free.
For maximum benefit, and to allow your credit files to be seen by the majority of lenders, CreditLadder suggests reporting to all four of the UK's major credit reference agencies. This costs from the equivalent of £5/month and covers the cost of reporting your payments and the 5 star customer service CreditLadder provides.
How much rent have you reported?
CreditLadder have reported over £1bn in rent payments for our customers!
Is my rent safe?
CreditLadder do not collect your rent, and the safety of your data is of the utmost importance to us.
Visit our Help Centre if you would like more information.