Key Points on the Latest Energy Price Cap:
1. Average standing charges and unit rates if you pay by Direct Debit:
| NEW Energy Price Cap rates from Oct 1st to Dec 30th 2025 | Previous Energy Price Cap rates Jul 1st to Sep 30th 2025 | |
|---|---|---|
| Gas | Unit rate 6.29p per kilowatt hour (kWh) Standing charge: 34.03p per day |
Unit rate 6.33p per kilowatt hour (kWh) Standing charge: 29.82p per day |
| Electricity | Unit rate 26.35p per kWh Standing charge: 53.68p per day |
Unit rate 25.73p per kWh Standing charge: 51.37p per day |
Rates and standing charges are averages, which vary by region. Assumes payments by Direct Debit and includes VAT (at 5%). For those who pay each month after getting a bill, it's 6% higher.
2. Impact on Annual Bills
Typical Annual Bill: An average household paying by direct debit will have an annual bill of £1,755, which is a 2% increase from the previous period (Jul to Sep).
3. Standing Charges:
This is a charge you pay on a daily basis irrespective of how much (if any) energy you use.
Electricity: Standing charge: from 51.37p/day to 53.80p/day - up 4.7%.
Gas: Standing charge: from 29.82p/day to 32.67p/day - up 9.4%
4. Support for Vulnerable Customers:
All energy suppliers, under Government rules, need to provide support for certain customers such as the elderly, the vulnerable, those with young children and those in fuel poverty. If you think you might qualify for support you should contact your energy supplier.
There may also be additional support you qualify for, and more information can be found at Energy UK.
It is important to note that the Price Cap applies to standing charges and unit rates, not the total bill. There is no limit to the overall amount a household may pay and the more energy used, the higher the bill. The estimated costs provided are based on a 'typical household' consuming 11,500 kWh of gas and 2,700 kWh of electricity annually, which serves as the basis for the average bill mentioned above.
Is a Fixed-Price Deal Better For You?
If you’re on a variable tariff from your energy supplier and subject to the Energy Price Cap, there are cheaper alternatives available.
The cheapest year-long standalone fixes right now are about 5%-10% lower than the current Energy Cap.
To help you benefit from lower prices, CreditLadder has partnered with a best buy energy company where you could save up to 10% compared to the Energy Cap - click here for more information.
Summary
With the Energy Price Cap going up by 2% combined with likely higher usage this time of year, households are likely to face higher bills over the next 3 months.
Remember if you’re on a variable tariff and therefore paying Energy Cap prices then you can save money by changing your tariff so it is something worth looking into if you wish to save money.
CreditLadder can help you improve your credit score
CreditLadder can improve your credit position by reporting your rent payments. CreditLadder is the first way to improve your credit score and position across all three of the main Credit Reference Agencies in the UK, namely Experian, Equifax and TransUnion. Building up a high credit score has a lot of benefits, including helping you access finance at better rates - this can also help save you money. CreditLadder also runs a free mortgage application service in partnership with Tembo which will tell you how much you could borrow.
Remember the content provided in this article is for information purposes only and should not be considered as advice.
